Save so much on Flood Insurance you’ll think it was your birthday
Flood insurance can protect you against financial losses due to flooding events. Only problem is, most people don’t get enough flood insurance to cover their homes or businesses.
Is your home, business or property located in a flood zone? As experienced consultants in the field of flood insurance, Yep Insurance has written thousands of insurance policies for our esteemed clients. We pride ourselves in offering simple, reliable and affordable flood insurance policies designed to give you peace of mind and confidence.
With Yep Insurance on your side, you don’t have to worry about potential flood risks for your property or business. Contact us today for a flood insurance policy near you.
We Offer a 10-Day Waiting Period
If you’re thinking of buying property in a flood zone, mortgage lenders may insist on a flood insurance policy for getting you a loan approval. If your home is located in a SFHA (Special Flood Hazard Area), the federal government mandates that property owners should have an active flood insurance policy.
In the event of a hurricane, you may end up paying thousands of dollars in out-of-pocket expenses. The prime time for thunderstorms, hurricanes and storm surges is usually between June and November (when the maximum flood damage occurs).
Why wait until the last minute while waiting for disaster to strike? NFIP policies have a 30-day waiting period before the policy kicks in. We can offer shorter waiting periods before your policy is active. Contact Yep Insurance today for information on coverage limits, premium rates and options.
Compare Flood Insurance Rates
Also keep in mind that in the event of a flooding disaster, federal disaster assistance (low-interest loans provided by the government to recover from disasters) may be limited or even unavailable at times. Federal disaster assistance is only provided if the President declares the event as an emergency.
It’s not necessary to experience a full-fledged flooding for problems to occur. Even a few inches of water inside your home or property can cause extensive damage and cost you thousands of dollars in repairs and debris cleanup.
Every hard-earned dollar is valuable. Private flood insurance is a useful alternative to NFIP policies. Commercial and domestic clients are free to purchase flood insurance from private providers to meet mandatory federal requirements. If you’re not satisfied with the premium rates or coverage limits offered by NFIP, you can always opt for private market flood insurance.
Yep Insurance offers a range of flood insurance policies for every client. Whether you are a business or home owner or a renter, we have the right building coverage for your requirement. Contact us for an online flood insurance quote and take advantage of our competitive premium rates.
We Offer Customized and Affordable Flood Insurance
Private flood insurance can offer several advantages. For example, we can offer higher coverage limits -- which is especially important for homes valued at over $250,000. Trusted private insurance companies are often able to offer twice the coverage amount. If you need to maximize your coverage, feel free to call our insurance agent today.
Another benefit is that you get covered for contents such as jewelry, collectibles, antiques and so on -- while the NFIP policy may pay out only about $2500 for contents. The policy generally lists all contents under a single category. You can customize your contents and have each of them valued and insured. This level of customizability may not be possible with NFIP insurance.
In addition, you may also be able to get replacements at cost instead of depreciated value. NFIP insurance usually involves calculating Actual Cost Values (ACV) which means depreciation is deducted prior to playing the claim.
Our flood insurance policies can also cover you for additional living expenses in the event that your home becomes uninhabitable. Private flood insurance quotes may also be cheaper than NFIP premium rates depending on the area and type of property or business.